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Representative Darin LaHood

Representing the 18th District of Illinois

COVID-19 Support for Impacted Businesses

As we continue to navigate the ongoing coronavirus outbreak, small businesses across central and west-central Illinois are going to face challenges as they are forced to close or lose out on business. My office is working to ensure that businesses and workers in need get access to the resources they need to get through these challenging times.

My office is actively working to connect individuals and small businesses with the resources and funding made available in light of the coronavirus outbreak. If you have questions, please do not hesitate to call my office at (309) 671-7027 or contact us via email here:

The Paycheck Protection Program

In the CARES Act, passed by Congress, the Paycheck Protection Program was created to help small businesses and their employees through this challenging time. The Paycheck Protection Program (“PPP”) authorizes up to $349 billion in forgivable loans to small businesses to pay their employees during the COVID-19 crisis. All loan terms will be the same for everyone. 

Please go to the U.S. Treasury Department's website here to get the full guidance.

For a topline overview please CLICK HERE.

If you're a lender, CLICK HERE for more information.

If you're a borrow, CLICK HERE for more information.

CLICK HERE for the application

Please read the documents in the link above for more detail, however, some of the highlights for small business borrowers are:

The loan amounts will be forgiven as long as:

  • The loan proceeds are used to cover payroll costs, and most mortgage interest, rent, and utility costs over the 8 week period after the loan is made; and
  • Employee and compensation levels are maintained. 

Payroll costs are capped at $100,000 on an annualized basis for each employee. Due to the likely high subscriptions, it is anticipated that not more than 25% of the forgiven amount may be for non-payroll costs.

Loan payments will be deferred for 6 months.  

When can I apply?

  • Starting April 3, 2020, small businesses and sole proprietorships can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders.
  • Starting April 10, 2020, independent contractors and self-employed individuals can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders.
  • Other regulated lenders will be available to make these loans as soon as they are approved and enrolled in the program.

What do I need to apply? 

You will need to complete the Paycheck Protection Program loan application (please find in link above) and submit the application with the required documentation to an approved lender that is available to process your application by June 30, 2020.

Loan information through the Small Business Administration

Congress acted recently to provide additional resources through a supplemental appropriations bill, which opens up the Small Business Administration (SBA) Economic Injury Disaster Loans (EIDLs) under a Governor’s Certification Disaster Declaration. On Thursday, March 20th, the SBA approved Illinois' request for disaster loan assistance for every county in Illinois' 18th Congressional District. 

To apply for federal assistance loans through the SBA you can go to their website: If you have questions on the application process, need help walking through an application, or are having trouble getting in contact with the SBA, my office is happy to help provide assistance. 

If you are looking for more information from the SBA to support local businesses, these links can provide you more info:

SBA Disaster Assistance in Response to the Coronavirus

Three-Step Process for SBA Disaster Loans

COVID-19 Need to Know for Small Businesses

For additional information, you can contact the SBA disaster assistance customer service center directly. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail

Essential Businesses & Operations Frequently Asked Questions

On March 20, Governor Pritzker ordered all non-essential businesses and operations to cease all activities except for minimum basic operations. Non-essential businesses may also continue operations consisting exclusively of employees or contractors working from home. For more information, the Illinois Department of Economic Opportunity put together this document to help answer questions: Essential Businesses & Operations Frequently Asked Questions

As Congress continues to weigh additional legislative responses, I will keep this page updated to support those in our community.